Egg Donation Cost Calculator
Estimate total recipient costs from donor to transfer — donor compensation, agency fees, IVF cycle, legal, and insurance impact.
Reviewed by Conner, Co-Founder & Research Lead
Tell us about your situation
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✓ Transfer-only estimate
Since you already have embryos, we'll calculate just your transfer cycle costs — excluding donor and retrieval fees.
Procedure details
Select your planned options. Cost impact shown instantly.
First transfer is included in the IVF cycle. Additional transfers are billed separately ($2,000–$5,000 each).
Toggle options to see cost impact.
Tell us about your IVF coverage
Insurance may cover the IVF portion of your cycle.
IVF cycle costs and medications are FSA/HSA eligible. Donor compensation is generally not.
Drag to set how much your employer covers
Your employer covers: $0
Next steps
At this cost level, most recipients use financing to cover the donor and agency fees that insurance doesn't pay. Specialty fertility lenders often offer loans up to $100,000 at rates below standard personal loans.
For clinic-market context, compare IVF costs by state or review IVF cost in California, IVF cost in Texas, and IVF cost in New York.
Estimates based on CDC ART data and SART-reported clinic outcomes. Methodology →
397 CDC-reporting clinics offering donor egg services in the US, by state
Every clinic counted here reports annual outcome data to the CDC under the Fertility Clinic Success Rate and Certification Act (CDC 2022 ART report). Pick your state to see each clinic's services, contact details, and the local cost range.
Alabama
2 clinics
Alaska
1 clinic
Arizona
10 clinics
Arkansas
1 clinic
California
78 clinics
Colorado
8 clinics
Connecticut
6 clinics
Delaware
2 clinics
Florida
25 clinics
Georgia
8 clinics
Hawaii
5 clinics
Idaho
1 clinic
Illinois
21 clinics
Indiana
5 clinics
Iowa
2 clinics
Kansas
3 clinics
Kentucky
2 clinics
Louisiana
2 clinics
Maine
1 clinic
Maryland
4 clinics
Massachusetts
8 clinics
Michigan
8 clinics
Minnesota
5 clinics
Mississippi
3 clinics
Missouri
7 clinics
Montana
1 clinic
Nebraska
2 clinics
Nevada
6 clinics
New Jersey
14 clinics
New Mexico
2 clinics
New York
39 clinics
North Carolina
10 clinics
Ohio
10 clinics
Oklahoma
2 clinics
Oregon
4 clinics
Pennsylvania
9 clinics
Rhode Island
1 clinic
South Carolina
3 clinics
South Dakota
1 clinic
Tennessee
5 clinics
Texas
36 clinics
Utah
4 clinics
Vermont
2 clinics
Virginia
11 clinics
Washington
10 clinics
West Virginia
1 clinic
Wisconsin
6 clinics
Data source: CDC National ART Surveillance System (NASS) 2022 Report via cdc.gov/art/success-rates. Contact clinics directly to verify current services and pricing.
Frequently asked questions
Total egg donation costs for recipients using a fresh agency donor typically range from $35,000 to $65,000, including donor compensation ($8,000–$30,000), agency fees ($5,000–$9,000), IVF cycle medical costs ($8,000–$25,000), and medications ($3,000–$6,000). Frozen donor egg arrangements typically run lower because an egg-bank purchase replaces donor compensation and most agency fees. Known donor (friend or family) arrangements are significantly less expensive ($20,000–$35,000).
Fresh donor eggs involve synchronizing the recipient's cycle with the donor's stimulation cycle, requiring more coordination and typically higher cost. Frozen donor eggs (egg banks) are retrieved in advance, allowing more flexible scheduling and often lower total cost ($15,000–$30,000 for the egg bank purchase vs. higher for fresh).
Some insurance plans cover the recipient's IVF portion of an egg donation cycle, particularly in mandate states. Donor compensation and agency fees are typically not covered. Always check with your insurer and employer benefits.