IUI Cost Calculator
Estimate your IUI costs per cycle — medications, monitoring, sperm washing, and insurance impact.
Reviewed by Conner, Co-Founder & Research Lead
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Your estimate updates as you go. No account needed.
Enter your 5-digit ZIP to detect your state
Most physicians recommend 3–6 cycles before considering IVF
Tell us about your insurance
This affects your out-of-pocket estimate.
IUI and fertility medications are FSA/HSA eligible
What does your treatment include?
Cost impact shown instantly when you toggle options.
Monitoring includes ultrasound and blood work to track follicle development and timing
Sperm washing prepares the sample for IUI. Usually required unless already included in the base fee.
Next steps
Most physicians recommend 3–6 IUI cycles. If you need multiple rounds — or want a plan ready if IUI doesn't succeed — compare financing options now so cost doesn't slow you down.
You can also compare IVF costs by state, including IVF cost in California, IVF cost in Texas, and IVF cost in New York.
Estimates based on CDC ART data and SART-reported clinic outcomes. Methodology →
447 CDC-reporting fertility clinics in the US, by state
Every clinic counted here reports annual outcome data to the CDC under the Fertility Clinic Success Rate and Certification Act (CDC 2022 ART report). Pick your state to see each clinic's services, contact details, and the local cost range.
Alabama
5 clinics
Alaska
1 clinic
Arizona
10 clinics
Arkansas
1 clinic
California
85 clinics
Colorado
8 clinics
Connecticut
7 clinics
Delaware
2 clinics
Florida
26 clinics
Georgia
10 clinics
Hawaii
5 clinics
Idaho
1 clinic
Illinois
21 clinics
Indiana
7 clinics
Iowa
2 clinics
Kansas
5 clinics
Kentucky
4 clinics
Louisiana
4 clinics
Maine
1 clinic
Maryland
5 clinics
Massachusetts
8 clinics
Michigan
8 clinics
Minnesota
5 clinics
Mississippi
3 clinics
Missouri
9 clinics
Montana
1 clinic
Nebraska
2 clinics
Nevada
6 clinics
New Hampshire
1 clinic
New Jersey
14 clinics
New Mexico
2 clinics
New York
44 clinics
North Carolina
11 clinics
North Dakota
1 clinic
Ohio
10 clinics
Oklahoma
3 clinics
Oregon
4 clinics
Pennsylvania
11 clinics
Rhode Island
1 clinic
South Carolina
4 clinics
South Dakota
1 clinic
Tennessee
7 clinics
Texas
44 clinics
Utah
4 clinics
Vermont
2 clinics
Virginia
11 clinics
Washington
12 clinics
West Virginia
2 clinics
Wisconsin
6 clinics
Data source: CDC National ART Surveillance System (NASS) 2022 Report via cdc.gov/art/success-rates. Contact clinics directly to verify current services and pricing.
Frequently asked questions
IUI (intrauterine insemination) typically costs $300–$1,500 per cycle for the base procedure, plus $500–$3,000 for medications and $200–$600 for monitoring visits. Total per-cycle costs range from $300 to $4,500 depending on your location and what is included.
Insurance coverage for IUI varies widely by state and plan. Some states with fertility mandates require coverage for IUI as a diagnostic or treatment step. Always check with your insurer before your first cycle.
Most physicians recommend 3–6 IUI cycles before moving to IVF. Success rates per cycle range from 10–20% depending on diagnosis, age, and whether medications are used. Cumulative success rates improve with each cycle.